Primary Liability

Tailor-made insurance to cover your general and product liability

AIG’s policies are tailor-made to our client’s specific needs and bespoke policy forms are developed around each companies unique exposures.

Features & Benefits

  • Available capacity is dependent on SIC code covers as well as ventilation.
  • Dedicated team covering underwriting and claims management.
  • US exposure understanding for our exporting clients with US clients/vendors.
  • Hard Currency policies

Who is it for?

  • Non-conventional placements, difficult and potentially catastrophic risks.
  • Multinational risks of all shapes and sizes.
  • North American exposures: both exported products and domiciled risks.
  • Energy and utilities.
  • Construction.
  • Manufacturers such as chemicals, minerals, metals, electronics and machinery.
  • Service industry and financial institutions.
  • Communication, media and technology.
  • Food and beverage.
  • Retail.


What is covered?

General Liability, Product Liability, Defective Workmanship, Defense Costs.

Primary Liability policies are short-term products and are underwritten by AIG South Africa Limited, FSP No:15805