AIG South Africa Group, which comprises of Johannesburg Insurance Holdings, AIG South Africa Limited and AIG Life South Africa Limited is a US-parented company and therefore subject to US, EU, UK, and UN sanctions as well as other applicable sanctions regimes. Irrespective of the specific sanctions clause applied on any individual (re)insurance policy, AIG South Africa Group will act in accordance with applicable sanctions and regulatory guidance and will not accept premium, provide coverage or pay any claim on any risk that AIG South Africa Group determines would expose it to a potential violation of any applicable sanctions and regulatory guidance.