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Personal cover options

car insurance

Auto

Your vehicle is an essential part of your life and you cannot do without Auto Insurance that protects this asset. Make sure you are covered against potential car emergencies that could affect your livelihood with our comprehensive Personal Auto insurance.

Contents

AIG has cover options that will suit your lifestyle, helps you assess the correct replacement value of your Contents through our broker network to ensure that your valuables are sufficiently covered.

Buildings

Our comprehensive building insurance offering considers all the risk scenarios that your home or buildings are exposed to and helps you find the most appropriate solution for your home. 

Auto insurance

Auto Insurance  now guarantees what you’ll be paid out if your car is written off or stolen. Your car is an essential part of your life. Consider the many potential risks that your car is exposed to and ensure that it is sufficiently protected.

Comprehensive

AIG provides comprehensive motor cover which is the most extensive type of car insurance available. It covers 3rd party liabilty, Theft and attempted theft, Fire, lightning, explosion and many more.

Third party only

Covers the amount for which you are legally liable to a third party, if the liability relates to the vehicle

Limited (fire and theft)

Accidental loss or damage to a vehicle, including third party liability – only if the loss or damage is as a result of fire, lightning, explosion, theft or attempted theft

 

Home contents insurance

It is easy to underestimate the value of your home’s contents.  This can be an expensive oversight should something ever go wrong. We are here to help you make sure your home contents cover is sufficient and that you have the right type of cover that suits your needs.

 

All Risks

We carry expensive lifestyle items and other valuables with us every day. Our All Risks solution provides cover for loss of or damage to items you normally wear or carry with you outside your home.

Our All risks section includes cover for:

Clothing and personal effects - the clothes you wear, as well as the personal items you carry with you, including personal sporting equipment; and specified items – items that need to be specified for cover, based on their correct value. This includes keys, locks, remote control units, certain collections, bicycles, laptops, tablets and cellphones. All specified items will be reflected in your policy.

 

Building insurance

Every day, your house is exposed to many potential risks. We want to help you make sure your home is sufficiently protected against the most unusual and unexpected events.

Our building insurance covers the following extended benefits:

  • Fire extinguishing as well as any fire-fighting costs incurred
  • The property while it is in the process of being transferred to your name
  • Alternative accommodation
  • Loss of water
  • Power surge
  • Damage caused by hail or lightning

 

Contact your broker for more information on all of the different types of Personal Insurance cover that is provided by AIG.

 

Auto & Personal Property policy is a short-term product and is underwritten by AIG South Africa Limited, FSP No: 15805