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Programmes for clients that want to retain significant amounts of their underlying risk through deductibles or self-insured retention's.


  • For companies wishing to retain significant risk but who do not have access to a captive. 
  • Well suited to South African domiciled companies to cover South African risks.
  • Good for lines of business with high levels of claim frequency. 
  • Ideal for primary layer risk retention.

Who is it for?

Large South African domiciled or multinational companies.



Deductible Programmes policies are short-term products and are underwritten by AIG South Africa Limited, FSP No: 15805