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Property Terrorism & Sabotage Insurance

The threat of terrorism has increased and become a greater concern for businesses in today’s uncertain and constantly evolving global political climate. Once a seldom needed element included within most property policies, terrorism coverage is now a necessary part of a comprehensive risk management program. 

AIG’s property terrorism insurance is structured to protect your business from potentially devastating losses, either domestic or abroad, that can result from a terrorist act. Our coverage goes beyond government-mandated protection and provides industry-leading limits for the unexpected times a business may need it most.


  • We are able to write stand-alone policies (both with and without supporting Assets Policy).
  • There are only  a few markets able to offer this cover currently.
  • Customization of coverage to augment locally-mandated and government administered programs available.
  • Coverage is provided for acts of terrorism committed domestically and abroad.
  • Flexibility of underwriting on a primary or excess basis.
  • Flexibility of rate and form allows for ease of handling unique coverage situations.

Who is it for?

Commercial and Corporate Businesses.

What is covered?

  • Includes contingent business interruption.
  • Compliments your assets cover.
  • Property Terrorism Sabotage includes cover for;
    • Riots, Strikes, Civil Commotion and Malicious Damage, Fire and Looting.
    • Political Violence includes Insurrection, Rebellion, Revolution, Mutiny and Coup D’Etat.



Property Terrorism and Sabotage Insurance policies are short-term products and are underwritten by AIG South Africa Limited, FSP No: 15805