Commercial Property

Global property insurance solutions, deep industry knowledge & local expertise.

Commercial Property

With our depth of technical property underwriting expertise both locally and internationally, multinational capabilities, substantial domestic and international capacity, superb risk engineering capabilities and an unparalleled global network, we specialise in writing difficult, challenging and unusual risks.

We offer market leading capacity for well protected, well managed risks as well as flexible AIG risk management support provided on a global basis that is backed up by an extensive “Insight” library of best practice guidance.


  • Technical specialists across the region and international markets for complex and alternative deal structures.
  • Direct access to experienced underwriting decision makers with extensive authority.
  • Solutions oriented with a track record of consistent, flexible underwriting approach.
  • Our global footprint and local presence in every country where we operate.
  • Unparalleled multinational proposition including critical catastrophe that can respond to multinationals of every shape and size.
  • Worldwide network of loss control engineers.
  • Access to International Claims Expertise.

Who is this for?

Airports and transportation.


Higher education.


Water utilities.

Technology, communications and media companies.

Real estate and private finance initiatives (PFI).

Financial institutions: banks and building societies.


Sport & leisure: retail, hotels, sports stadia.

Multinationals, captives and risk managed programmes.

Risks which are well protected.

What is covered?

Material Damage
  • Fire & perils.
  • All risks (Fire & perils plus accidental damage from any other cause, subject to certain exclusions).

Business Interruption
  • Our Business Interruption cover provides the policyholder with financial compensation following an insured loss under the Material Damage policy.

Winning with AIG

Explore our risk appetite & sales sweet spots

Commercial Property policies are short-term products and are underwritten by AIG South Africa Limited, FSP No: 15805