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Our insurance proposition for retailers includes an extensive range of cost saving services that protect retailers’ businesses and reduce the possibility of having to make a claim, while minimising the impact of a loss by getting things up and running again as soon as possible.

Captive Programmes

Substantial risk transfer capacity and multi-line global solutions.

Commercial Property

Material damage and business interruption cover.


Comprehensive crime cover incorporating employee fraud and specified fraudulent acts committed by third parties.

Deductible Programmes

Ideal for primary layer risk retention.

Employers Practices Liability Insurance (EPLI)

Cover for an employer's legal costs, expenses and compensation awards for a wide range of employment practice violations.

Excess Liability

Providing excess capacity above a business’s primary liability insurance protection.

Group Personal Accident Insurance

Comprehensive personal accident insurance for your employees, covering total or partial disability due to a work related accident.

Liabilities Loss Control & Prevention

Loss prevention and risk management tools and programmes.

Pension Trustees Liability (PTL)

Protection for the trustees, the employees, the employer company and the fund itself.

Property Terrorism & Sabotage Insurance

Protection for your business against terrorist acts.

Retrospectively Rated

Solutions for those multinational companies with a low cost of claims.

Structured Insurance

Structured solutions providing flexible broad coverage.

Commercial Auto

Vital auto cover for your commercial fleet.

Contaminated Product Insurance

Final protection for recall costs, net loss in profits and rehabilitation costs following either accidental or malicious contamination.

Cyber Liability

Cyber risk protection for commercial entities.

Directors & Officers Liability Insurance

Enhanced protection for directors, officers and employees acting in management or supervisory capacity.

Evolving Risks

Tailor-made cover for the non-traditional risks.

First Party Recall

The insurance to cover a loss arising from the recall of a product.

Kidnap & Ransom

Immediate access to specialist response consultants who advise on the complex and sensitive issues around the safe release of the victim.

Liability Buyouts / Loss Portfolio Transfers

Reduced liability for your complex exposures.

Primary Liability

Tailor-made insurance to cover your general and product liability.

Representation and Warranties Indemnity

Cover for breaches in representations and warranties given in the sale of a business.

Specialty Insurance Solutions

Customised travel and insurance programs for your company.