Death or dismemberment benefits arising from a covered incident
Ransom/extortion payment
Loss in-transit of payment
24-hour emergency response help line
Related expenses: consultants, personal financial loss, medical costs, rest and rehabilitation, travel and accommodation, loan interest, reward, interpreter, forensic analysis, other reasonable and necessary expenses
Contact Us General
Kidnap and Extortion
Kidnap, ransom and extortion are a very real and growing threat. As many as 12 500 kidnaps are reported each sia and Asia, with the average ransom payment doubling in the last four years and some payment demands exceeding US$50 million. Whilst the most vulnerable individuals have a high net worth, many victims include those with high profiles and extensive global travel.
Family Kidnap and Extortion Insurance not only protects against financial loss but also provides the services of NYA International, leading crisis management and security consultants, to manage incidents on the policyholder's behalf.
Family Kidnap and Extortion Insurance not only protects against financial loss but also provides the services of NYA International, leading crisis management and security consultants, to manage incidents on the policyholder's behalf.
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Coverage
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- Kidnap/Alleged Kidnap - A seizure or detention of an insured person for the purpose of demanding ransom monies
- Extortion - Payment demands following a threat to injure, kill, or kidnap an insured person
- Wrongful detention - Involuntary confinement by a government entity or insurgent organisation
- Hijack - Illegal holding under duress of an insured person while travelling on any aircraft, motor vehicle or waterborne vessel
Cover Includes
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Target Market
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Any high net worth, high-profile individual
Any families or individuals with extensive global travel
Any families or individuals with extensive global travel
Underwriting Considerations
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Ability and determining premium, including:
Profile
Employment
Country of residence
Travel patterns
Net worth
Capacity -
US$50 000 000
Deductible -
Nil